Terms & Conditions

Last Updated: March 20, 2026

Welcome to Gluri Investment, INC. These Terms & Conditions ("Terms") govern your use of our website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our services.

Use of Our Website

You may use our website for lawful purposes only. You agree not to use our website:

• In any way that violates any applicable federal, state, local, or international law or regulation
• To transmit, or procure the sending of, any advertising or promotional material without our prior written consent
• To impersonate or attempt to impersonate Gluri Investment, INC, our employees, another user, or any other person or entity
• To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the website

Loan Application and Approval

Submission of a loan application through our website does not guarantee approval or funding. All applications are subject to:

• Credit evaluation and verification of information provided
• Review of financial documents and business history
• Compliance with our underwriting criteria
• Final approval by our lending team

We reserve the right to reject any application at our sole discretion. You agree to provide accurate, current, and complete information during the application process and to update such information to keep it accurate, current, and complete.

Loan Terms and Conditions

If your application is approved, specific loan terms including interest rates, repayment schedules, fees, and other conditions will be provided in a separate loan agreement. Those terms will govern the specific loan transaction and must be accepted before funding is disbursed.

Repayment Obligations

You agree to repay any funded loan according to the terms specified in your loan agreement. Failure to make timely payments may result in:

• Late fees and penalties as specified in your loan agreement
• Negative impact on your credit score
• Collection activities
• Legal action to recover outstanding amounts

SMS & Text Message Terms

By opting in to receive text messages from Gluri Investment, INC, you agree to receive recurring marketing and promotional SMS/MMS messages sent using an automated telephone dialing system (ATDS).

Message Frequency and Rates

Message frequency varies; you may receive up to 4 messages per month. Message and data rates may apply based on your mobile carrier's plan.

Opt-Out and Help

Reply STOP to opt out at any time. After opting out, you will receive one confirmation message. Reply HELP for assistance or contact us at antonio@gluriinvestment.com.

Consent Not Required

Consent to receive marketing text messages is NOT a condition of purchase or a requirement to obtain funding from Gluri Investment, INC. You may apply for and receive funding without agreeing to receive text messages.

Supported Carriers

Our text message service is available on all major U.S. carriers. Carrier message and data rates may apply. We are not responsible for delayed or undelivered messages.

Intellectual Property Rights

The website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Gluri Investment, INC and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

Prohibited Uses

You may not use our website or services to:

• Provide false or misleading information in loan applications
• Attempt to gain unauthorized access to any portion of the website or any systems or networks
• Use any automated system, including "robots," "spiders," or "offline readers," to access the website
• Attempt to interfere with, compromise the system integrity or security, or decipher any transmissions
• Use the website in any manner that could disable, overburden, damage, or impair the site

Disclaimer of Warranties

Your use of our website and services is at your sole risk. The website and services are provided on an "AS IS" and "AS AVAILABLE" basis. We make no warranties, expressed or implied, regarding the operation of our website or the information, content, or materials included therein.

Limitation of Liability

To the fullest extent permitted by applicable law, Gluri Investment, INC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses.

Indemnification

You agree to defend, indemnify, and hold harmless Gluri Investment, INC and its affiliates, licensors, and service providers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees arising out of or relating to your violation of these Terms or your use of the website.

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the federal or state courts located in Miami-Dade County, Florida.

Arbitration Agreement

Any dispute, claim, or controversy arising out of or relating to these Terms or the breach, termination, enforcement, interpretation, or validity thereof, including the determination of the scope or applicability of this agreement to arbitrate, shall be determined by arbitration in Miami, Florida before one arbitrator. The arbitration shall be administered by the American Arbitration Association in accordance with its Commercial Arbitration Rules.

Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not in any way be affected or impaired.

Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. Your continued use of the website following the posting of revised Terms means that you accept and agree to the changes.

Entire Agreement

These Terms, together with our Privacy Policy and any loan agreement you enter into with us, constitute the entire agreement between you and Gluri Investment, INC regarding the use of our website and services.

Contact Information

If you have any questions about these Terms, please contact us:

Gluri Investment, INC
15101 SW 71st
Miami, FL 33193
Email: antonio@gluriinvestment.com

Acknowledgment

By using our website and services, you acknowledge that you have read these Terms & Conditions and agree to be bound by them.